We try to be as much of a “one stop shop” as possible.
Need a surveyor? A solicitor? Maybe a pension adviser, or a will writer?
We will naturally recommend various services that we know you will need during the process, but if there is anything else you would like us to help with, just let us know and we will be happy to help.
Aside from the legal work required to buy or refinance a property, you may need additional work carried out, such as a transfer of equity. This is where someone is being added to or removed from an existing mortgage and property deeds.
The lender will always do at least a very basic valuation where they may not even physically go to the property. If you want peace of mind, a homebuyer or full structural report is recommended. You may also want a report on a specific problem, such as damp or electrical work.
There are various products available that would allow you to raise capital out of your property to gift an early inheritance to family.
We can refer you to a specialist to talk to you about combining your pensions, investing savings or spare income and to generally build a plan for your future wealth.
Do you have a property that is quirky or close to large trees? Or maybe it is a particularly high flood risk?
Unable to obtain life or critical illness cover with the normal providers due to previous medical history?
These are a couple of examples of situations where specialist insurance may come into play.
Your home may be repossessed if you do not keep up repayments on your mortgage.
There may be a fee for mortgage advice. The actual amount you pay will depend upon your circumstances.
The fee can be up to 1% of the amount borrowed, but a typical fee is £295.
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