We offer a comprehensive range of first charge mortgages from across the market, but not deals that you can only obtain by going direct to a lender. If we are recommending a Buy to Let mortgage for you, it is important to understand that not all Buy to Let mortgages are regulated by the FCA. We will confirm to you if any product we are recommending is not regulated.
We do not offer advice on second charge mortgages or loans, commercial lending or unsecured lending. Where customers have a need for these types of loans we will refer to a specialist broker.
We have access to over 12,000 deals from over 90 lenders.
This type of mortgage is for those looking to buy a home to live in, or to refinance an existing one. If you’re a first-time buyer, or a seasoned homeowner, we can help you with:
If you are planning on buying a property to let out, or already have one you plan on letting out, this is the type of mortgage you would take.
There is no guarantee that it will be possible to arrange continuous letting of the property, nor that rental income will be sufficient to meet the cost of the mortgage.
We can help you with:
Being self-employed is hard. When your business is your baby, you work long hours, put in extra effort and when things go wrong, it can be difficult to let it wash over you.
On top of all of that, it is more difficult to acquire a mortgage due to the way self-employed income is assessed. Lenders will look at different figures depending on whether you are a limited company, a sole trader or have only been self-employed for a year.
It is a minefield, so having an adviser that knows their way around self-employment and what the lenders will accept is crucial.
Missed payments, defaults, CCJs and bankruptcies etc, can make you feel trapped or tied down. Don’t ever feel like obtaining a mortgage is impossible. We have helped a lot of people obtain the dream of home ownership when they didn’t think it was possible. Don’t put it off! Give us a call.
Although it depends on your individual circumstances, we can potentially help you get a mortgage if you have:
Your home may be repossessed if you do not keep up repayments on your mortgage.
There may be a fee for mortgage advice. The actual amount you pay will depend upon your circumstances.
The fee can be up to 1% of the amount borrowed, but a typical fee is £295.
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